Life Products

Life Products

Group life policy covers death and permanent disability in the event of the death of a member of the scheme provided he/she is still in the service of the employer or scheme holder.

This cover enables the employer/scheme holder to alleviate the financial distress that might befall the dependents of an insured member upon his/ her death or permanent disability.

Credit life insurance covers death and permanent disability in the event of the death of a member of an Institution. It is a life insurance policy designed to pay off a borrower’s debt if that borrower dies.

The face value of a credit life insurance policy decreases proportionately with an outstanding loan amount as the loan is paid off over time until both reach zero value.

Covers funeral limits in the event of death of an insured member who is between age 1 and 18 years (children) and 18 and 75 years for adults.

Pays insured funeral benefit within 48 hours of death.

Individual Funeral Cover is a policy that pays out a lump sum upon your death, helping your family manage funeral expenses such as:

  • Coffin and burial/cremation costs

  • Transport and catering

  • Venue and floral arrangements

  • Any other related expenses

This cover ensures that your loved ones don’t have to worry about finances while they mourn.

These are policies which allow you to accumulate funds to help achieve your goals like education abd and any other long term savings goals while protecting you and your family. They give protection in the event of Death, Critical illness and Total & Permanent Disability

A whole life plan is an income protection vehicle and an inheritance planning tool. It gives you protection in the event of Death, Critical Illness or Permanent Disability